代写网站:大衰退的原因分析

代写网站:大衰退的原因分析

2007年底,大衰退开始并持续到2009年6月。这是自二战以来最长的一次经济衰退。大衰退在2009年3月达到顶峰,经济的每个部门都感受到了痛苦。股市下跌了50%。当利率较低时,借钱就容易了,自然就会增加对资金流动的需求。廉价的货币带来更多的生产,更多的就业机会,以及更多的信用,从而带来健康的经济。到2007年,包括银行、公司和房屋建筑商在内的所有类型的实体都注意到了创纪录的利润。银行不愿意承担风险,因为房主对膨胀的资产价格产生了需求。因此,个人和企业拒绝贷款。贷款被拒严重影响了各种各样的问题,导致没有购买,没有生产,没有就业,随后拖欠贷款。


代写网站 :大衰退的原因分析

大衰退的主要原因包括廉价资金、过度支出和负储蓄。经济衰退给金融业带来了不确定性,主要的抵押贷款提供者破产,最大的金融机构宣布破产等。美国国际集团(AIG)、雷曼兄弟(Lehman Brothers)和Bar Stems的漏洞崩溃,对美国人的投资构成了威胁。甚至消费银行也被迫将自己的银行出售给更大的银行。

作为补救措施,政府将联邦存款保险公司承保的存款保险提高到25万美元。美联储可以利用公开市场来增加货币供应。当美联储购买债券时,利率会更低。美联储将利率作为监控政策的工具,这样银行就可以从美联储获得资金。目前的监控政策是无效的,这是美联储(Taylor)的一个大失败。


代写网站 :大衰退的原因分析

At the end of 2007, the Great Recession started and continued till June 2009. It is a longest recession that was ever noticed since World War II. The Great recession noticed peak of March, 2009 and every branch of economy felt with pain. Stock market lost 50% of its worth. When the borrowing of money is easier as the interest rates are low, naturally there will be increase of demand in the money flow. Cheap money causes more production, more jobs as well as more credit-worthy which results healthy economy. By the year of 2007, all types of entities including banks, companies, and homebuilders noticed record of profits. The banks unwilling to take risk as the homeowners created a demand over the inflated asset prices. Consequently individuals and companies rejected lending. The lending rejections badly affected on various issues which results no buying, no production, no jobs and subsequently default on loans.


代写网站 :大衰退的原因分析

The main causes for the Great Recession include cheap money, excessive spending and negative savings. The recession resulted uncertainty on the financial industry, bankruptcy of major mortgage providers, and declaration of bankruptcy by largest financial institutions etc. A bug collapse by AIG, Lehman Brothers and Bar Stems threatened the Americans about their investment. Even consumer banks forced to sell their banks to larger banks.
As a remedial measure, the government increased the deposit insurance up to $250,000 which is under the coverage of Federal Deposit Insurance Corporation. The Federal Reserve can use the open market in order to increase the money supply. The interest rate will be lower, when the Federal Reserve (FED) buys bonds. The FED used the interest rate as a tool in the monitory policy so that banks access the capital from the FED. Current monitory polices are ineffective and it is a big fail of FED (Taylor).

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