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碩士論文代寫價格:數字貨幣的影響和意義
對銀行來說,討論最廣泛的數字貨幣概念是聯邦幣。聯邦貨幣的版本與比特幣類似,但與比特幣相比,聯邦貨幣只能由美聯儲創造。此外,與比特幣相比,聯邦幣將促進現金或類似儲備的一對一轉換。因此,與比特幣相比,Fedcoin的這種可兌換狀態將使這種數字貨幣擁有更大的使用收益。

碩士論文代寫價格:數字貨幣的影響和意義

聯邦貨幣的創建或銷毀將僅在同時創建或銷毀等值現金時觸發。由於聯邦硬幣與銀行有關,它將被回收類似於銀行內的普通現金。像瑞典這樣的一些國家已經考慮在銀行中使用更多的數字貨幣。截至2016年,據觀察,大約50%的瑞典人依賴信息系統,並通過手機應用程序或其他形式的技術利用商業銀行的資金。在這種背景下,使用數字貨幣的影響似乎是不可避免的。

然而,由於數字貨幣的安全性,一些擔憂出現了。也有關於特定無現金情況下效率的擔憂(Skingsley, 2016)。雖然一部分人廣泛使用信息,但另一半人將面臨可訪問性問題,這也是數字貨幣實現中需要解決的問題。這裏的第二個問題是,在危機情況下是否使用備份選項,以及必須如何實現備份選項。

碩士論文代寫價格:數字貨幣的影響和意義

The most widely discussed concept of the digital currency for banks is the Fedcoin. The Fedcoin version is one that is similar to the bitcoin, but in comparison to the Bitcoin, the Fedcoin could be created only by the Federal Reserve. In addition, compared to the Bitcoin, the Fedcoin would facilitate a one to one conversion with cash or similar reserves . This convertibility state of the Fedcoin will hence make the digital currency hold a vaster benefit in use compared to Bitcoin.

碩士論文代寫價格:數字貨幣的影響和意義

he Fedcoin creation or the destruction of the Fedcoin will only be triggered when an equivalent amount in cash is created or is destroyed at the same time. Since the Fedcoin is associated with a bank, it will be recycled similar to normal cash within the bank. Some countries like Sweden have considered more possible extensions of the digital currency to be used in Banks. As of 2016, it was observed that around 50 percent of Sweden’s population are reliant on information systems and make use of commercial bank money on phone apps or other forms of technology. In this context, the effects of use of digital money do seem inevitable.
However, some concerns arise because of safety of the digital currency. There are also concerns of efficiency with respect to specific cashless situations (Skingsley, 2016). While part of the population makes extensive use of information, the other half will be left with accessibility concerns and this is a problem to be handled in digital currency implementation as well. Here a second concern is whether a backup option is used in crises situations and how such a backup option must be implemented.