许多人想享受创业的感觉有一天因为他们吸引的感觉产生直接的利润通过使用他们的创新发明和思想。以下新企业主可能的误解:
•神话1:政府为创业公司提供奖学金。
现实:没有程序在地方政府直接贷款业务。尽管一些身体或州政府可能有特殊项目提供资助,他们可能是一个重要的资金来源残疾人或退伍军人或少数民族。这些特殊项目所必须完成的一组特定的需求,为了有资格获得相同的。
•2:神话SBA直接向小型企业提供贷款。
现实:SBA有助于促进财政贷款通过网络合作伙伴,其中包括当地银行和社区发展组织但他们不借钱给企业。作为一个独立的机构与政府的行政部门,交易安排贷款给小企业,小企业管理局是担保人的三种不同的贷款项目直接受益小企业主。他们是7(a)贷款项目,504年贷款项目和贷款,或7(m)贷款项目。
Many people want to enjoy the feeling of starting their own business one day because they get lured by the feeling of generating immediate profits by using their innovative inventions and ideas. The following misconceptions that new business owners might have:
- Myth 1: The government offers scholarships / grants for startups.
Reality: There are no programs in place with the government that lend money directly to any business. Though some bodies or state governments may have special programs in place that offer grants, they may be an important source of funds for people with disabilities or veterans or minorities. These special programs have a specific set of requirements that must be fulfilled in order to be eligible for the same.
- Myth 2: The SBA loans money directly to small businesses.
Reality: The SBA helps in facilitating finances through a network of lending partners, which include local banks and community development organizations but they themselves do not lend money to businesses. As an independent agency with the executive branch of the government that deals in arranging for loans to small businesses, the SBA is the guarantor of three different loan programs that directly benefit small-business owners. They are the 7(a) loan program, the 504 loan program and the microloan, or 7(m) loan program.
