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加拿大金融学论文代写:国际流动性

在2007的经济和金融危机爆发后,各监管机构得出结论,对国际流动性的监管不仅需要协调,而且还需要进行实质性的改进。应对国际政策的关键在于2个比率,即流动性覆盖率和净稳定资金比率。流动性覆盖率的主要目的在于对银行短期资金来源中如脆弱的依赖减少,不安全的银行存款之间的下一个月的男高音(Krishnamurthy,et al.,2012)。LCR或流动性覆盖率的定义是,资产的流动性与高质量超过流出的净现金超过1个月(以比率形式)。因此,银行保持100%或以上的流动性比率是很重要的。高质量的流动资产是指不仅具有较高的质量,而且市场流动性更高的资产(King,2012)。因此,流动性比率的好处可以简单地被认为是对流动性监管的一种规定,使银行能够独立于脆弱的资金来源。
在过去的几个月里,核心球员都集中在规范和监督他们的地区为LCR将发生戏剧性的变化,铸造过。然而由于存在缺乏流动性的标准有相当大的不足,流动性比率衡量(n,2012)。这就是为什么流动性比率的好处常常被遮蔽的主要原因。通过改变LCR,罗勒三世试图将改变为达到高质量的流动资产和现金总流出。由于国际银行需要利用其流动资产池,银行也将暂时低于最低限额的要求。这是其中一个重要的改革,已经以罗勒委员会考虑使全球资本的强大的规范与银行正在推动整个国家在全球环境中一个更具弹性的部门目标的流动性(宏观经济评估组,2011)。因此,国际政策的共识是通过调节流动性并将其从国家内部化解。这证明了流动性比率在国际情景下的有效焦点。

加拿大金融学论文代写:国际流动性

After the economic and financial crisis outbreak in the year 2007, various regulators concluded that regulation of international liquidity not only requires harmonization but it also involves substantial improvements. The crux of response to International policy lies in 2 ratios which are, Liquidity Coverage and the Net Stable Funding ratio. The main aim of Liquidity coverage ratio lies in reduction of the dependence of bank on shorter term sources with fragility in their funding such as, insecure deposits between banks with below one month tenors (Krishnamurthy, et al., 2012). The definition of LCR or Liquidity Coverage ratio is, the asset with liquidity of higher quality over outflows net cash over a period of 1 month (in ratio form). Therefore it is important for banks to sustain their Liquidity ratio either 100 percent or over. High quality liquid assets are those credits with not only higher quality but also higher liquidity of market (King, 2012). Therefore, the benefit of Liquidity ratio can in brief be acknowledged as presence of a regulation on liquidity making the banks be independent from fragile sources of funding.
Since the last several months, the core players have focused on regulating and supervising their area as with LCR there will be dramatic changes casted over them. However due to the presence of lacking liquidity standards there have been considerable shortcomings in the Liquidity ratio measure (Nover, 2012). This is the main reason why the benefits of liquidity ratio are often shadowed. By bringing changes to the LCR, Basil III has tried to incorporate changes for attaining high quality liquid assets and total outflows of cash. The banks will also temporarily fall below the requirement of minimum range because internationally banks will be required to make use of their liquid assets pool. It is one of the many important reforms that have been considered by the Basil Committee in order to make the global capital’s strong and regulate the liquidity with the aim of a more resilient sector of banking being promoted throughout nations in the global environment (Macroeconomic Assessment Group, 2011). Therefore, the consensus of international policies is provided through regulating liquidity and dissolving it from the inside of the nations. This proves its valid focus of Liquidity ratio on international scenarios.